Chapter 3 - The Money Trail

By 8:00 AM the following morning, the sun rose over a world that had completely shifted.
My mother was resting comfortably in a private, high-security room at St. Jude’s Medical Center. The preliminary medical report was harrowing: three cracked ribs, severe soft-tissue trauma to both wrists, chronic malnutrition, and signs of prolonged dehydration. But she was safe. A dedicated nurse was by her side, and a state police officer was stationed outside her door.
Meanwhile, I stood inside the glass-walled conference room of the Attorney General’s Financial Crimes Bureau in downtown.
Sitting across from me were two senior forensic accountants, Detective Vance, and State Prosecutor Sarah Jenkins—a brilliant, relentless attorney who specialized in white-collar asset recovery.
On the large digital screen at the front of the room, a massive web of financial charts, bank accounts, and property deeds was displayed.
"Elena," Sarah said, tapping her pen against the glass table. "We’ve spent the last six hours executing emergency preservation orders on every bank account associated with Julian and Chloe Collins. What we found is staggering."
She clicked a remote, and a spreadsheet appeared.
"Over the last eight months," Sarah explained, "Julian used forged power-of-attorney documents to liquidate your mother’s two primary investment portfolios, totaling $1.4 million. Three weeks ago, he finalized the unauthorized sale of her lake cabin in Vermont for $450,000—well below market value—to an LLC registered in Delaware."
"Who owns the Delaware LLC?" I asked, my eyes narrowing.
"Chloe’s brother, Trevor Reed," Detective Vance chimed in, leaning forward. "It was a fraudulent self-dealing scheme. Julian sold the cabin to his brother-in-law for a fraction of its worth, intending to flip it six months from now and split the profit."
I felt a cold rage burning beneath my ribs. They hadn't just abused my mother; they had systematically dismantled her entire life's work, trying to strip her down to nothing so she would be completely helpless.
"What about the new will?" I asked.
Sarah pulled up a scanned PDF document. "Dated two weeks ago. It revokes all prior wills, disinherits you completely, and names Julian as the sole beneficiary of the estate, with Chloe appointed as the executor. The witnesses on the document are Chloe’s mother and a corrupt notary public who runs a payday loan shop downtown."
"A notary who has already been arrested twice for fraud," Detective Vance added with a grim smile. "We picked him up two hours ago. The moment we brought him into the interrogation room, he folded like a house of cards. He signed an affidavit confessing that Julian paid him $5,000 to notarize the document without your mother ever being present."
I took a deep breath, letting the information settle into my mind. Every single piece of their arrogant, cruel conspiracy was falling apart under the weight of actual evidence.
"Where is the liquid capital right now?" I asked.
"Julian transferred $800,000 into a high-yield commercial trading account to cover his failing real estate development project," Sarah said. "The remaining $600,000 was used by Chloe to purchase luxury items—jewels, designer wardrobe, a leased European sports car, and a down payment on a penthouse in Florida."
Sarah looked at me, her expression turning deadly serious.
"Elena, because this involves wire fraud, money laundering, and cross-state asset transfers, we aren't just looking at state elder abuse charges," Sarah said. "The U.S. Attorney’s Office has expressed interest in taking over the financial prosecution. We are looking at federal racketeering and grand larceny charges."
"Good," I said, standing up from the conference table. "Let the federal prosecutors take the financial crimes. I want Julian and Chloe to face every single year of prison time the law allows."
My phone buzzed on the table. It was a text message from the front desk of the Attorney General's building.
Ms. Vance, there is a defense attorney named Arthur Montgomery in the lobby claiming to represent Julian and Chloe Collins. He is requesting an emergency meeting with you before the bail hearing at 11:00 AM.
May you like
I looked at Detective Vance and Sarah Jenkins.
"It seems my brother’s expensive lawyer wants to talk," I said smoothly. "Let's go down and hear what kind of mercy he thinks he deserves."